I got the below email from a company I use for managing health insurance quotes. It is an advertisement for me to sign up under them to sell one of these great new limited medical plans. This is the future of Trump's recent executive order. Actual health insurance companies don't want to sell across state lines, heck some don't even want to sell across county lines in the same state. I personally would never want to buy a California HMO plan, because I'd have no doctors I could see anywhere near me(HMOs only contract with doctors in their local community, hence the Health Maintenance Organization)! So how do insurance companies come in and take advantage of this new order? Limited benefit plans! They give you doctor discounts and pay small amounts towards your medical bills. since it isn't health insurance they don't have to pay and don't have to pay as much. Win for the insurance company who got to collect your premiums and yay for the salesman who got to keep 50% of your premiums in commission.
Now that you have one of these, just pray you don't get stuck with a large medical bill as you will be paying those for a while....
41 Comments
5/9/2019 01:17:21 am
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10/8/2019 10:57:45 am
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10/15/2019 09:51:35 am
I like that you said that having insurance means peace of mind for yourself having your belongings covered. My dad was thinking if he should get auto insurance for his classic car sitting in the garage. I'm going to suggest to him about going in and checking for any savings he might get.
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10/16/2019 06:56:39 am
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10/17/2019 05:00:42 am
I like that you said that having insurance means peace of mind for yourself having your belongings covered. My dad was thinking if he should get auto insurance for his classic car sitting in the garage. I'm going to suggest to him about going in and checking for any savings he might get.
Reply
12/8/2019 02:38:46 am
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2/21/2020 04:29:04 am
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2/22/2020 09:58:37 am
I read your statement with great interest because I was looking for a situation similar to mine. Your scenario seems completely logical, ethical and predictable. My situation is slightly different. I, as a power of attorney, want to create P.O.D. beneficiaries to bank accounts where no such designations currently exist. I wanted to add this POD exactly the same as the beneficiaries of the Will. Investment accounts currently have TOD's matching the Will. There are 4 beneficiaries, my nephew, my niece, my sister, and myself. Here's the rub. I have been a beneficiary many years longer than I have been a power of attorney. Because I was named power of attorney 8 yrs. ago, I now cannot make designations which make all accounts uniform. The reason given - A power of attorney cannot be one of the beneficiaries, even if the Will states it so. How can this be fixed?
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3/13/2020 09:16:06 am
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amna
3/14/2020 04:39:38 am
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3/16/2020 08:14:47 am
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3/20/2020 01:44:17 am
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4/2/2020 02:04:46 pm
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anna
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11/29/2020 11:54:45 am
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12/15/2020 06:31:04 am
You have shared a nice article here about the insurance. Your article is very informative and useful to know more about the benefits of health insurance. Thanks for sharing this article here.
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2/3/2021 07:59:23 pm
Hello, This insurance covers only if the customer's car is lost or has the damage for minimum 75% until could not be used anymore. If the customer's car has an accident and his car damage until 75%, the guarantor (the insurance company) will pay the customer's claim.
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6/15/2021 04:39:13 am
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7/28/2021 08:27:25 am
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8/13/2021 06:34:37 am
This insurance covers only if the customer's car is lost or has the damage for minimum 75% until could not be used anymore. If the customer's car has an accident and his car damage until 75%, the guarantor (the insurance company) will pay the customer's claim.marketplace insurance plans
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10/10/2021 09:44:30 am
It will always be much cheaper to repair the car yourself or with a friend who does it for a cheap price. Insurance companies are for-profit enterprises, so it is always you who will pay in the end
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1/30/2022 01:31:32 am
As I was reading your article, you state that drivers must be aware of what is in their auto insurance policy. I agree with you, recently my brother got in an accident, and he realized he didn't have liability coverage. I believe knowing what is in your auto insurance policy is key to understanding your full coverage.
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5/22/2022 05:01:59 am
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6/23/2022 04:33:27 am
I like that you said that having insurance means peace of mind for yourself having your belongings covered. My dad was thinking if he should get auto insurance for his classic car sitting in the garage. I'm going to suggest to him about going in and checking for any savings he might get.
Reply
7/25/2022 07:48:04 am
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8/11/2022 10:39:05 am
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2/2/2023 08:26:45 am
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3/11/2023 06:27:56 am
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7/30/2023 07:42:05 am
Life and property are susceptible to various risks, including death, disability, and destruction, leading to potential financial losses. Insurance provides a prudent solution by transferring these risks to an insurance company.
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8/9/2023 06:04:16 am
Amidst the busyness, people disregard nature, unaware that a green environment is essential for our survival. Truth is known, yet awareness lacks.
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9/27/2024 09:44:40 am
This is such an important topic! Pet insurance can be a lifesaver in emergencies. I appreciate the insights on what to look for in a policy and how it can ultimately save you money in the long run.
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AuthorSince 2012 I have been navigating healthcare. Making things simple is my favorite thing. Archives
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