I got the below email from a company I use for managing health insurance quotes. It is an advertisement for me to sign up under them to sell one of these great new limited medical plans. This is the future of Trump's recent executive order. Actual health insurance companies don't want to sell across state lines, heck some don't even want to sell across county lines in the same state. I personally would never want to buy a California HMO plan, because I'd have no doctors I could see anywhere near me(HMOs only contract with doctors in their local community, hence the Health Maintenance Organization)! So how do insurance companies come in and take advantage of this new order? Limited benefit plans! They give you doctor discounts and pay small amounts towards your medical bills. since it isn't health insurance they don't have to pay and don't have to pay as much. Win for the insurance company who got to collect your premiums and yay for the salesman who got to keep 50% of your premiums in commission.
Now that you have one of these, just pray you don't get stuck with a large medical bill as you will be paying those for a while....